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Stripe Capital

This guide looks into how you can view and accept Stripe Capital financing offers within your TeamUp account to help support your business growth

Costa Bontioti avatar
Written by Costa Bontioti
Updated yesterday

šŸ“ Overview

Stripe Capital is a financing solution offered by Stripe to eligible businesses that use Stripe for payment processing. It provides fast and flexible funding to help with cash flow, business growth, or unexpected expenses, with no lengthy applications or credit checks.

Eligibility is determined by your business’s Stripe processing history, so if your business qualifies, you’ll automatically see an offer inside your TeamUp dashboard.



šŸ› ļø How It Works in TeamUp

If your business qualifies, Stripe will present an offer directly in your TeamUp dashboard which includes a link where you can review the terms, including the amount offered, the fixed fee, and the daily repayment percentage.

There are no lengthy applications or credit checks, approval is based on your business’s Stripe processing history.
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Click here to find out more about how you can access Stripe Capital funding in your TeamUp account

Viewing Your Offer

If your business is eligible, a Stripe Capital offer will appear directly in your TeamUp account.

  • Only account owners can view the offer, not staff members.

  • The notification will display the loan amount you've qualified for, and when you click on "View My Offer" you'll be redirected to your Stripe Dashboard where you can view additional details such as:

    • Loan amount offered

    • Fixed fee

    • Daily repayment percentage



Applying for Funding

There’s no lengthy application process. Since Stripe determines eligibility automatically, you can:

  • Review your personalized offer directly from TeamUp.

  • Accept the offer through Stripe’s hosted flow.

  • Get funds quickly, typically within days.

All applications and repayments are managed entirely through Stripe, not TeamUp.
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Repayments

Repayments are made automatically as a percentage of your daily sales processed through Stripe. That means:

  • You pay more when business is busy

  • You pay less when sales are slower

This flexible repayment structure makes Stripe Capital ideal for businesses with seasonal or variable revenue.



ā“ Frequently Asked Questions (FAQ's)

Click here to view frequently asked questions

Is Stripe Capital a TeamUp product?

Click here to see the answer

No. Stripe Capital is a Stripe product.

Can I manage my offers, funding, and repayments via my TeamUp account?

Click here to see the answer

If you use Stripe through TeamUp, all offers, funding, and repayments are managed within your Stripe account.

Does TeamUp determine which businesses should be eligible for funding?

Click here to view the answer

Only Stripe can determine which businesses qualify for funding based on their Stripe accounts processing history. TeamUp simply provides visibility to eligible businesses within their dashboard.

How often will Stripe Capital notifications be displayed in my TeamUp account?

Click here to view the answer

Once your business becomes eligible for a loan, we will send you a total of three notifications (one every 2 days).

After all three notifications have been dismissed, you won’t receive any further reminders in TeamUp. However, you can still view and manage your loan offers directly from your Stripe dashboard, unless you’ve chosen to reject them there as well.

šŸ”” For more information about Stripe Capital, visit Stripe Capital’s website.

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